First-Time Car Buyer Program Fort McMurray
Tough Loans for
Alberta's Toughest Workers.
You work hard in the oil sands. You deserve a vehicle that works as hard as you do. We get site workers approved with no credit history needed.
● Highway 63 Ready ● Fly-in/Fly-out Friendly
Fort Mac's Trusted Auto Lenders
Driving Highway 63 is serious business. You need a reliable truck or SUV. We specialize in financing first-time buyers who need to get to site safely.
Income is King
Big oilfield paycheques mean easy approvals. We look at your income potential, not just your lack of credit history.
Truck Specialists
We know you need a truck. Rams, F-150s, Silverados. We have inventory that fits the Fort McMurray lifestyle.
Remote Service
Work camp schedule? No problem. We can do everything over phone and email and deliver the truck to you.
Get Rolling
We streamline the process for busy site workers.
Apply on Break
2-minute application. Do it from camp or home on your days off.
Proof of Income
Send us a photo of your recent pay stubs. That's usually all we need to get you approved.
Delivery to Fort Mac
We arrange delivery to Fort McMurray regularly. Get your truck without the long drive to the city.
Requirements
Simple requirements for hard workers.
Income
Over $1,800/month. Most site workers easily qualify.
License
Valid Class 5 or Class 7. (Including GDL).
Residency
Canadian Citizen, Permanent Resident, or Work Permit.
Common Questions
Can I finance a lifted truck?
Yes, we often finance trucks with modifications. However, as a first-time buyer, it's sometimes smarter to start stock to keep payments lower.
I'm on a 14/7 schedule, how do we sign?
We can do digital signing for most documents. You don't need to come into the office.
Do you offer delivery?
Yes, we have a delivery network that runs up Highway 63 to Fort McMurray frequently.
What if I get laid off?
We offer optional creditor insurance that can cover your payments if you lose your job involuntarily. Ask us about it.
Estimate Payments
See what fits your camp pay.
- ✅ Long Terms (Lower bi-weekly payments)
- ✅ Competitive Rates (Starting @ 7.9% O.A.C.)
- ✅ Open Loan (Pay it off with your bonus)
Monthly Payment
*O.A.C. Est. only.
Fort McMurray Reviews
"Got a job at Suncor but needed a truck to get there. They got me approved based on my offer letter. Lifesavers."
— Dave M.
Timberlea, AB"Process was super easy. Did it all on my phone during lunch break. They dropped the car off at my house in Thickwood."
— Sarah C.
Thickwood, AB"No BS. They know how site pay works. Got me a great rate for a first-time buyer."