First-Time Car Buyer Program Lloydminster
Cross the
Meridian Line in Style.
Living in the Border City has its unique challenges. Getting financed shouldn't be one of them. We help first-time buyers in AB and SK get approved.
● Serving AB & SK Residents ● Oilfield Friendly
Border City Specialists
We understand the Lloydminster market. Whether you're hauling for the patch or commuting down Yellowhead Highway, we have the financing for you.
Truck Heavy Inventory
Lloyd is truck country. We have a huge selection of heavy-duty and light-duty trucks ready for finance.
Work Permit? Yes.
New to Canada on a work permit? We have specific lending programs to get you driving while you establish roots.
AB & SK
It doesn't matter which side of the border you live on. We handle the registration and paperwork for both provinces.
Get Approved Today
Fast processing for hardworking people.
Apply Online
2-minute application. We focus on your income, not your past.
Vehicle Options
We help you pick a vehicle that suits your budget and your job.
Delivery Included
We often deliver to Lloydminster, Vermilion, and Wainwright. Ask us for details.
Requirements
Residents of Lloydminster (AB/SK), Vermilion, and Wainwright.
Income
Minimum $1,800/month employment income.
License
Valid AB or SK Driver's License.
Employment
Must have proof of income (pay stubs or bank statements).
Common Questions
I live in SK but work in AB, is that okay?
100%. We deal with this daily in Lloydminster. It's not an issue at all.
I have an old repossession, can I apply?
Yes. We specialize in credit rebuilding. If you have income now, we can typically help.
Do you have diesel trucks?
Yes, we stock many diesels for our heavy-duty customers.
What is the interest rate?
Rates start at 7.9% for first-time buyers but vary based on credit. We work to get you the lowest rate possible.
Budget Estimator
See how affordable it is.
- ✅ Extended Terms (Up to 96 months on some units)
- ✅ Competitive Rates (Starting @ 7.9% O.A.C.)
- ✅ Open Loan (Pays off faster with bonuses)
Monthly Payment
*O.A.C. Est. only.
Lloydminster Reviews
"I'm a contractor and needed a truck ASAP. They got me approved on a 1500 and delivered it to the site. Efficient."
— Brad H.
Lloydminster, AB"My credit was messed up from a divorce. They were respectful and helped me get a fresh start with a reliable SUV."
— Lisa M.
Lloydminster, SK"Best first-time buyer program. Low pressure, high approval rate. Would recommend to anyone."