First-Time Car Buyer Program Medicine Hat
Bright Skies,
Brighter Future.
Medicine Hat is the sunniest city in Canada. We think your financial future should be just as bright. Get approved for your first car today.
● Serving The Hat & Area ● Student Friendly
Approvals in the Gas City
Whether you're down in the valley or up on the hill, you need a car to get around. We specialize in financing young buyers in Medicine Hat.
No History Needed
Students at Medicine Hat College and young workers don't always have credit. We look at your income instead.
Affordable Payments
We set you up with payments that fit your lifestyle, so you have cash left over for Tigers games and patio season.
Reliable Rides
From efficient sedans for cruising 13th Ave to SUVs for road trips to Cypress Hills, we have the inventory.
Steps to Driving
We keep it simple, just like the prairie horizon.
Apply Online
Quick secure form. We don't affect your credit score to check.
Approval Call
Our team calls you to discuss options. We explain rates and terms clearly.
Delivery
We have regular delivery runs to Medicine Hat, Redcliff, and Brooks.
Who Can Apply?
Residents of Medicine Hat, Redcliff, Dunmore, and Brooks.
Income
Minimum $1,800/month from employment.
License
Valid Class 5 or Class 7 Driver's License.
Banking
Active bank account (for direct debit payments).
Common Questions
I'm a student at MHC, can I get a car?
Yes! As long as you have part-time income or a co-signer, we have great student programs.
Do you deliver to Brooks?
Yes, we serve the entire region including Brooks and Suffield.
What if I have bad credit?
We specialize in it. We help you rebuild your score with every payment.
Do you have SUVs?
Yes, plenty of SUVs for handling winter roads and summer trips to the lake.
Payment Estimator
Calculate your monthly budget.
- ✅ Low Bi-Weekly Payments
- ✅ Rates from 7.9% (O.A.C.)
- ✅ Early Payout OK (No penalties)
Monthly Payment
*O.A.C. Est. only.
Local Feedback
"No one else would approve me because I had no credit history. These guys looked at my income and got me driving."
— Tyler W.
Medicine Hat, AB (Crescent Heights)"Bought a car for my daughter going to college. Safe, reliable, and affordable payments she can manage."
— Brenda L.
Redcliff, AB"They delivered the vehicle to me in Brooks. Saved me a trip and the car was exactly as described."