First-Time Car Buyer Program Regina
Albert Street to the Legislature.
Build Your Credit.
Regina is flat, fast, and spread out. Whether you're crossing Albert Street or heading to the Evraz Place area, you need a reliable financed car that also builds your future in Canada.
● Regina ● No Impact to Check
Regina's Choice for First Cars
We know Regina's grid roads and brutal winters. You need a car that starts at -35°C and fits your budget. We help you finance it with Saskatchewan buyers in mind.
Build Credit Fast
Every payment on your Regina car loan builds your Canadian credit file for future housing or credit applications.
$0 Down Options
Saving for a home in Harbour Landing? Keep your down payment. Drive away for $0 down today.
Employment Based
Working at SGI, the Legislature, or any Regina employer? Your local income qualifies you for approval.
How It Works
Don't drive dealership to dealership in Regina. We do the work for you.
Apply from Home
2-minute secure application. Do it from your couch in Regina.
Get Matched
We match you with fuel-efficient commuters or spacious family SUVs suited to Saskatchewan driving.
Delivery to Regina
We deliver your vehicle directly to your Regina home-Harbour Landing, Whitmore Park, or any neighbourhood.
Who Qualifies?
Residents of Regina, White City, Pilot Butte, and surrounding Qu'Appelle Valley communities.
Income
Job income of $1,800/month before taxes. Stability is key!
Driver's License
Valid Class 5 or Class 7 (Learners). New drivers welcome in Regina.
Status
Canadian Citizen, Permanent Resident, or Work Permit holder.
Common Questions
I work for the provincial government-does stable government employment help?
Absolutely. Government employment in Regina is considered very stable income. Approval is straightforward and fast.
Do you have reliable winter vehicles for Regina?
Yes. Regina winters are harsh. We specialize in winter-ready vehicles including AWD SUVs and reliable fuel-efficient sedans.
How fast can I get approved?
Most Regina buyers are approved the same day they apply. Call us in the morning, drive by evening.
Can I finance a used vehicle?
Yes-certified pre-owned vehicles are popular in Regina. Reliable, thoroughly inspected, and more affordable than new.
Plan Your Budget
See how affordable your Regina commute can be.
- ✅ Extended Terms (Up to 84 months)
- ✅ Low Rates (Starting @ 7.9% O.A.C.)
- ✅ Open Loan (Extra payments accepted anytime)
Monthly Payment
*O.A.C. Est. only.
Regina Drivers
"Needed a car urgently to get to my government job. Approved the same morning. Total lifesaver!"
- Sandra K.
Regina, SK (Harbour Landing)"New to Canada and new to Regina. They helped me understand everything and got me in a great car."
- Emmanuel O.
Regina, SK"Delivered right to my driveway in Whitmore Park. Could not believe how smooth it was."
- Melissa B.
Regina, SK (Whitmore Park)Get Moving in Regina
Regina's top choice for first-time car loan approvals. Serving buyers across the capital city and surrounding communities.
Get Pre-Approved